User Agreement

This User Agreement establishes the guidelines and rules for utilizing our platform, ensuring transparency, safeguarding the interests, safety, and data confidentiality of our visitors. By accessing and using loaningapp.ph website, you acknowledge and agree to be bound by the terms and conditions outlined in this agreement. It is vital to carefully read and comprehend this User Agreement before proceeding. If you disagree with any provision, kindly terminate your session and refrain from using our website. Your continued use of the site indicates your explicit consent to comply with these terms. 

Services provided by this website: 

At loaningapp.ph, we offer a comprehensive platform that connects borrowers with lenders, streamlining the process of obtaining online loans. Our platform features a user-friendly interface, enabling borrowers to access diverse loan options, compare terms, and select the most suitable loan product. While we strive to provide accurate and up-to-date information, please note that the content on our website serves informational purposes and should not be regarded as specific loan offers or financial advice. It is crucial to conduct thorough research and evaluate your financial situation before making borrowing decisions. 

User entitlements and responsibilities: 

As a valued user of loaningapp.ph, you are entitled to access and utilize the services offered on our platform, subject to compliance with this User Agreement. It is your responsibility to ensure the accuracy, completeness, and up-to-dateness of the information you provide during the registration process or when using our services. You agree to maintain the confidentiality of your account credentials and take full accountability for any activities conducted under your account. If you suspect any unauthorized use of your account or encounter any security breaches, please promptly notify us. Failure to comply with the terms of use or privacy policy may result in restricted access to the site or contact with law enforcement authorities. 

Website administration entitlements and responsibilities: 

The administration of loaningapp.ph retains the right to modify, update, or suspend any aspect of our website or services at any time without prior notice. We may also impose restrictions or limitations on certain features or services without any liability or obligation to explain. While we strive to provide a seamless and secure user experience, we cannot guarantee uninterrupted access to our website due to factors beyond our control, including technical issues, maintenance requirements, or unforeseen circumstances. Rest assured, we will make reasonable efforts to promptly address any technical issues and minimize disruptions. We place a high priority on the protection of your personal data, treating all information you provide in accordance with our privacy policy. Your information will not be shared with third parties without obtaining your explicit consent. Please note that this User Agreement may be subject to updates or modifications, and it is your responsibility to review the agreement periodically to remain informed. 

Conditions of use: 

By using loaningapp.ph, you agree to comply with all applicable laws, regulations, and this User Agreement. You must utilize our website exclusively for lawful purposes, refraining from engaging in any activities that may infringe upon the rights of others or violate any local or international laws. It is strictly prohibited to utilize our website in any manner that may cause damage, disruption, or impairment of our services or compromise the security of our platform. Unauthorized copying or unauthorized use of information from our site, particularly for commercial purposes, is strictly forbidden. Additionally, you must abstain from any unauthorized access or use of our website or any attempt to collect or harvest user data or personal information without obtaining proper consent. 

Limitation of liability: 

While we strive to provide accurate and reliable information, loaningapp.ph, along with its affiliates, partners, and employees, shall not be held liable for any direct or indirect damages, including but not limited to financial losses, arising from the use of our website or reliance on the information provided. We don’t guarantee the accuracy, completeness, or reliability of the content on our website, and users are strongly advised to make their own research on the chosen lender’s website and exercise their own judgment and discretion when making financial decisions. 

Dispute resolution and contact information: 

In the unlikely event of a dispute arising from the use of loaningapp.ph, both parties agree to make reasonable efforts to amicably resolve the matter through negotiation or mediation. If an amicable resolution cannot be reached, the dispute shall be subject to the exclusive jurisdiction of the courts in the Philippines. For any inquiries, concerns, or feedback related to our User Agreement or the services provided on loaningapp.ph, please feel free to reach out to our dedicated customer support team through the contact information provided on our website.